Give them independence, within limits you set.
Give each family member their own Platiniq card, set the balance and spending limits, and see every purchase from one place.
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A card that’s
actually theirs.
Give each child or family member a dedicated Platiniq card instead of sharing yours.
Their spending stays separate, their balance is clear, and they can start managing money independently.
No card sharing required.
Add funds when needed without handing over your own card or starting another conversation about payment details.
Keep their spending separate while giving them access to the money you choose.
You set the budget.
Choose how much money is available and define the spending limit that works for your family.
They get room to make their own decisions without having access to more than you intended.
Join Thousands
of Users
Cards, balances and spending controls built for people, businesses and AI agents around the world.
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One Dashboard.
Complete Control.
Every cardholder, every balance, every transaction. All in one view.
The Platiniq dashboard shows the full picture of your account in real time. Every card, every spend limit, every transaction across every cardholder, the moment it happens.
Many spenders
- One In Charge.
FAQ
Platiniq lets you issue individual cards to every member of your family under one account you control. Each person gets their own card with their own balance and their own spending limit. You decide how much each family member can spend and watch every transaction in real time from the app. When the balance runs out, the card stops. Your main account is never exposed.
Yes. You can issue a physical card and a digital card to any family member, including children. The physical card works at any shop, restaurant, or store. The digital card is available instantly for online purchases. Both are tied to the balance you assign, not to your main account, so your child spends only what you have loaded onto their card.
Yes. Each card in your account has its own independent balance and limit. You can give one child a weekly allowance of one amount and another a different amount, assign your partner a household budget, and manage your own card separately, all from the same dashboard. Every cardholder is on their own terms.
The card stops. No further purchases are processed and nothing is drawn from your main account or any other card. If you want to extend their budget, you top up their card from the app in seconds. The decision is always yours and the action is always instant.
Yes. Every transaction made on any card under your account appears in your dashboard the moment it is made. You can see what was purchased, where, and for how much, without waiting for a monthly statement or asking anyone to submit receipts.
Yes. Moving balance between any cards within your Platiniq account is instant and free. If one child has leftover balance and another needs a top-up, the transfer happens inside the app in seconds with no fee on either side.
You can fund your account by bank transfer or by stablecoin deposit in USDT or USDC. There are no top-up fees on either method. Once funds arrive in your account, you distribute them to whichever cards need topping up, in whatever amounts you decide.
Yes. Any card in your account can be frozen with a single tap in the app. The card stops working immediately. You can unfreeze it just as quickly when you are ready. No calls to customer support and no waiting period required.
Freeze it immediately from the app. The card stops working the moment you freeze it. You can then issue a replacement and transfer the remaining balance to the new card. The digital card continues to work for online purchases in the meantime if you choose to keep it active.
The Platiniq app is available on iOS App Store, Google Play Store, and as a native Telegram app. You can manage every family card, every balance, and every transaction from whichever platform you already use, at any time.