Move budget where it's needed.
Shift funds between cardholders inside your Platiniq account.
Every budget gets its own card.
Create dedicated cards for teams, projects, contractors and everyday expenses — each with its own balance and limit. Everyone gets what they need to spend. You keep the full picture in one place.
Get Started →Marketing
Give the team a fixed quarterly budget for campaigns and tools.
Contractors
Issue a card funded with the exact amount required for the job.
Office expenses
Set a monthly limit for recurring operational purchases.
Payments without the wait.
No approvals, no delays. Payments go through the moment you send them.
Get started →
For every way your business spends.
Marketing, travel, office expenses, contractors — give each budget its own Platiniq card instead of sharing one company card across everything.
Every expense stays connected to the person, team or purpose it belongs to.
Less chasing.
Less reconciling.
Keep receipts attached to the transactions they belong to. Because every purchase is already tied to the right card and budget, there is less to untangle at the end of the month.
Get started →One Dashboard.
Complete Control.
Every cardholder, every balance, every transaction. All in one view.
The Platiniq dashboard shows the full picture of your account in real time. Every card, every spend limit, every transaction across every cardholder, the moment it happens.
Full visibility over every business expense
When every expense is visible, control is no longer a guessing game
Put recurring expenses on their own track.
Set the monthly budget and keep those expenses separate from the rest of the business.
Pay your team directly to their cards.
Send salaries to employees' Platiniq cards instead of routing every payment through a traditional bank transfer.
Full visibility over every business expense
Insurance Companies
Load the claim. Skip the paperwork. When a policyholder needs emergency medical care abroad, issue them a card loaded with the approved amount on the spot. They pay the doctor, the pharmacy, or the hospital directly. You see every transaction in real time and the card stops the moment the balance is spent.
Many spenders
- One In Charge.
FAQ
Platiniq lets you issue individual debit cards to every person, team, department, or purpose that spends your company's money, all under one account. Each card has its own balance and its own limit. When a budget is exhausted, that card stops. Everything else continues without interruption. Every transaction across every card is visible in one dashboard from the moment it is made.
You can issue cards to as many team members, departments, contractors, or operational purposes as your business requires. There is no fixed cap on the number of cards under a single account. Each card operates independently with its own balance, limit, and transaction history.
Yes. You can create a card for any purpose: a marketing campaign, a specific client account, an office expense budget, a contractor, or a recurring operational cost. Each card is isolated from the others. Spend on one card does not affect any other card or the main account balance.
Yes. Platiniq allows you to pay salaries directly to your employees' cards without requiring a traditional bank account on their side. Funds arrive immediately and are ready to spend or withdraw. This is particularly useful for remote teams, field workers, contractors, and employees in markets where reliable banking access is limited.
The card stops processing transactions automatically. No funds are drawn from other cards or the company account. To extend the budget, you top up the card manually from the dashboard. This ensures that no department, campaign, or team member can exceed the budget you have set without your deliberate action.
Yes. Platiniq lets you generate virtual card details for any online purchase, subscription service, or supplier platform you are not fully certain about. The details work for a single transaction and expire once used. Your main balance and other cards are never exposed.
Yes. Moving balance between any cards within your Platiniq account is instant and carries no transfer fee. Reallocate budget from a completed campaign to a new one, reimburse a team member, or redistribute operational funds between departments, all from the app at no cost.
You can fund your account by bank transfer or by stablecoin deposit in USDT or USDC. There are no top-up fees on either method. For businesses that hold stablecoin treasury or receive payments in crypto, Platiniq removes the friction between your holdings and your operational spending entirely.
Yes. Any card can be frozen or cancelled with a single tap in the dashboard. If a campaign ends, a contractor's engagement is complete, or a card is no longer needed, you freeze or cancel it immediately. No calls to a bank and no processing delay required.
Platiniq is suited for any business that distributes spending across more than one person, team, or purpose. This includes marketing agencies managing client campaign budgets, media buyers running multiple ad accounts, affiliate marketers tracking spend per campaign, travel agencies booking on behalf of clients, insurance companies issuing claim funds to policyholders, and cargo companies covering driver expenses on the road. If your business moves money through more than one hand, Platiniq gives you the control and visibility to manage it properly.